Financing Department

When you’re shopping for your next Toyota vehicle, chances are you’re pretty interested in the numbers. Horsepower, fuel economy, model year, and mileage are important, but the number that’s at the top of most customers’ list is the price.

At Brimell Toyota, we know that financing can be the most stressful part of the purchasing process, so we’re here to help. We believe that getting a car loan shouldn’t be difficult, and we work hard to take the pressure off.

With competitive pricing, fantastic rates, a variety of leasing options, and our incredible selection, Brimell Toyota is the best place to find your next vehicle.

At Brimell Toyota, we know that everyone’s road to their next car, truck, minivan, or SUV is different.

There might have been a wrong turn along the way, or maybe you’ve even encountered a roadblock. We provide loans for customers in all credit situations, whether your credit history is pristine, complex, or even non-existent!

Thanks to our partnerships with some of the largest lending institutions in the Greater Toronto Area, we’re able to offer a variety of plans to get you approved and into the car you want, fast.

Our friendly finance experts will work with you and your specific circumstances, and tailor a solution that suits your lifestyle and budget perfectly.

Feel free to browse our new and used vehicle inventory to find your favourite Toyota model, and then fill out our convenient application form. Your next Toyota vehicle might be closer than you think.

Should You Finance Or Lease?

Finance

Financing is a great option for drivers that put a lot of mileage on their vehicle, want to own it outright or use the vehicle for commercial purposes.

• Flexible Terms Available

  Customers can select up to 84 months as term when financing. The longer your term, the smaller your monthly payment will be. On the other hand, if you’re interested in owning your Toyota but need a year or two to pay it down, customers can select shorter payments. Either way, our team of experts will find a term and payment plan that fits with your budget.

• Simple Interest Financing 

  Payment calculation has been simplified and is easier to understand for everyone; we call it Simple Interest Financing. If you make your payment a day late, there will be an additional days interest added. If you make your payment a day early, there will be one fewer day of interest on your loan.

• Competitive Rates
  

  Toyota Canada Finance are always trying to find rates that will have the least impact on the wallet of our customers.

• Value In Financing Quality
  

  Many Toyota owners would argue that financing was a cost-effective option for them. Since Toyotas are known for their long lifespans we hear many stories from drivers who continue using their Toyota as a daily driver, long after their financing term is up!

Lease

Our experts in financial services suggest customers lease vehicles if they want lower monthly payments, want to drive a newer car more often or would prefer a shorter-term commitment.

Leasing is similar to financing but you only pay for a portion of the vehicle, and then return it to the dealership at the end of the contract. For instance, if you lease a $30,000 vehicle for three years with a residual value of $14,000, you’re essentially paying $16,000 over those three years. Conversely, if the residual value is $20,000, it means you’re only paying $10,000 over the same period.*

• Peace Of Mind

  Toyota safeguards you from the things beyond your control. Optional with every lease is the Wear Pass and Wear Pass Plus Plan. These are designed to shield you from unforeseen wear and tear.

• Flexible Terms Available

  With flexible lease terms ranging from 24 to 60 months, you can more effectively plan for life's evolving needs. Transition into a new vehicle for your new job or growing family, all while keeping up with the latest advancements in vehicle safety, fuel efficiency, and user-friendly technologies.

• Benefits For Small Business Owners
  

  Leasing can provide considerable tax benefits for business owners in Canada. Consult your tax advisor to determine if leasing is advantageous for you. After all, you deserve to make a stylish entrance at every meeting.

• Kilometre Allowance
  

  Choose from 16,000, 20,000, and 24,000 km allowances. With the standard 24,000 km plan, you have the option to purchase additional kilometres at a discounted rate upfront. If you're uncertain, you can buy extra kilometres at the end of the lease at our standard rate.

_{* This example does not take into account interest rates, taxes, or offers and incentives.}

Get Pre-Approved Online

Getting pre-approval is a fantastic way to streamline the purchasing process. Not only will you be able to determine your ideal budget ahead of time, pre-approval also helps save time on paperwork at the dealership. And that’s time you could be spending behind the wheel of your new Toyota vehicle!

Fill out our application form now, and get approved in just a few hours. We’ve helped people across Scarborough and the surrounding area get into the vehicle of their dreams, and we can help you, too!

For more information, contact us today either through our chat provider or by calling 1-416-292-2241.